WhatsApp Launching UPI based Payments feature in India

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WhatsApp has started testing out its UPI-based payments feature in India. This new feature, currently available for select WhatsApp beta users on iOS and Android, is enabling users to send and receive money using the Indian government's Unified Payments Interface (UPI) standard. This feature is currently only available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android.

Accessing Payments feature(for Beta users currently) :




The feature can be accessed in a chat window through the Attachments menu. The option is said to be available along with other options such as Gallery, Video, Documents etc. Clicking on Payments will open up a disclaimer window, followed by a list of banks to choose from.
You can then select your preferred bank account to connect with UPI. Notably, you will be asked to create an authentication pin if you haven't yet used the UPI payments platform. 



Important : Both the sender and receiver need to have the WhatsApp Payments feature to successfully transact on the messaging app.